• Loan amounts available based on sales revenue

• Quick approvals

• Funding in less than a week

• Open accessible funds

• More economical than credit card debt

• No early pay-off penalty

Merchant cash advance advantages

• Stocking inventory

• Upgrading POS system

• Paying business taxes

• Fulfilling an order

• Getting caught up with payroll

• Unexpected expenses

• Seasonal declines

• Launching a new marketing campaign

Common uses for merchant cash advance

Merchant Cash Advance

A business merchant cash advance is a type of funding where a business receives a lump sum amount in exchange for a percentage of its daily credit card sales, plus a fee. Repayments are made automatically through a fixed percentage of daily card transactions until the agreed-upon amount is paid back. It's a quick way for businesses to access capital, but the cost can be relatively high due to fees associated with the advance.