• Loan amounts available based on sales revenue

  • Quick approvals

  • Funding in less than a week

  • Open accessible funds

  • More economical than credit card debt

  • No early pay-off penalty

Merchant cash advance advantages

  • Stocking inventory

  • Upgrading POS system

  • Paying business taxes

  • Fulfilling an order

  • Getting caught up with payroll

  • Unexpected expenses

  • Seasonal declines

  • Launching a new marketing campaign

Common uses for merchant cash advance

Merchant Cash Advance

A business merchant cash advance is a type of funding where a business receives a lump sum amount in exchange for a percentage of its daily credit card sales, plus a fee. Repayments are made automatically through a fixed percentage of daily card transactions until the agreed-upon amount is paid back. It's a quick way for businesses to access capital, but the cost can be relatively high due to fees associated with the advance.